What to do if you’ve bought Christmas gifts from Debenhams
Sadly, this week it was announced that the department store Debenhams will be closing. As an exact date has not been set at the time of writing, it is still possible to shop there – though consumers buying gifts should be aware that, although refunds are possible at the moment, when it stops trading, refunds will likely no longer be possible.
As such, anyone looking to return items should do so as soon as possible and be aware that they may not be able to return gifts after Christmas if the company is no longer trading, although again, using a credit card may offer some protection against this. Consumers should also be wary about buying gift cards from Debenhams as Christmas presents, as they may not be valid if the company has ceased trading.
How to protect Christmas gifts within your home
A combination of longer nights and expensive gifts in homes has historically resulted in an increase in burglaries in the run up to Christmas. To help protect their possessions, consumers should keep presents away from windows and doors to shield them from prying eyes, while leaving lights on when out of the house can also help to deter burglars.
In the event that the worst should happen, homeowners should ensure that they have home insurance to cover the cost of replacing the stolen items. For those looking for a new home insurance deal, we list all our top-rated home insurance companies here.
Read more of this story online, or check out the top credit card deals to get your Christmas shopping with added protection.